Learning Document Series 6-8 contains three development alternatives. The first one is People Managed and Owned Savings and Credit, an alternative to the Conventional Microsoft Concept and Practice. This document describes our experiences and knowledge of how we assisted poor people to own and manage their savings and credit programme being totally independent from facilitating NGOs. Community Rice Bank, the second alternative, is shown to stand by the poor communities. This series depicts how community people innovated and initiated it and made an example for mitigating monga (lien season induced hunger) through a collective mechanism. Next one is Midday School Meal, quite a new initiative in Bangladesh and first piloted by us. It is expected that replicating and mainstreaming this model in the poverty-stricken areas of Bangladesh can combat school dropouts and thereby education for all can be achieved countrywide.